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Commissioner's Corner
Auto Insurance
Auto Insurance
There are 3 major reasons to buy auto insurance:
  1. To protect assets
  2. To satisfy your lender
  3. To follow state laws
  • Why does my insurance cost more than my agent said it would?
  • How does my driving record affect my insurance premium?
  • Why is it harder to get insurance if drivers in my household have bad driving records?
  • What do insurance companies consider when they decide to non-renew policies?
  • My car was ‘totaled." Why didn't my policy pay what I think my car was worth?
  • What happens if my loan was more than my insurance company says my car was worth?
  • Why didn't I get a notice that my insurance policy was canceled?
  • What's the difference between comprehensive and collision coverage?
  • What are the required liability limits in the state of Montana?
  • What if I do not want to buy uninsured motorist coverage?
  • Why is my insurance company rating for my teenager who has a license but does not drive my car(s)?
  • Can the insurance commissioner’s office determine the value of my car?

Related resources:

  • Consumer Guide to Automobile Insurance
  • Automobile Insurance: Rate Comparison Guide

Need more Help?
Contact our Consumer Assistance Hotline: 800-332-6148


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