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Homeowner Insurance
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Homeowner Insurance
For many Montanans the purchase of a home is their largest single investment. A homeowner policy provides a security net for their investment.
  • My home was damaged. What is the difference between the "replacement cost" and the "actual cash value?"
  • Why didn't my policy pay for flood damage?
  • Why didn't I get a notice that my policy was canceled?
  • Why didn't my insurance pay to replace everything I lost?
  •  Why didn’t my policy pay for water damage?
  • Why did my agent tell me one price for my insurance, but the company is charging me more?
  • Why didn't the insurance company pay the full amount of their estimate for my damage?
  • I don’t have a home business, but I often work from home. Do I need extra insurance?
  • What if my contractor’s estimate is more than the insurance company estimate?
  • Can the insurance company non-renew my policy after one claim?
  • What can the Insurance Commissioner do about my premium increase?
Related Resources
  • Consumer Guide to Homeowner Insurance
  • Homeowner and Renter Insurance Rate Comparison Guide
  • Home Inventory Checklist
  • Wildfire Preparedness
  • www.fema.gov

Need more Help? Call the CSI Consumer Assistance Hotline: 800-332-6148


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