The Montana Comprehensive Health Association was established
by the legislature to make available comprehensive health
insurance benefits to individuals regardless of their health
condition. The program is funded through premiums paid by
enrollees and assessments paid by health insurers operating
in the state.
Benefits
The plan features an annual deductible of $1,000 and 20%
co-payment. Maximum deductible and copayment expenses
during a calendar year are $5,000. Coverage is provided up
to a lifetime maximum of $1,000,000.
Some common services for which coverage is provided for
are inpatient hospital care, outpatient hospital care,
office visits, surgery and anesthesia, x-ray and lab,
ambulance, newborn and adopted children coverage for first
31 days, mammography, maternity, and prescription drugs up
to $2000 annually.
Services for which coverage is not provided include
eyeglasses, hearing aids, and treatment for chemical
dependency.
For more information, call Blue Cross Blue Shield at
1-800-447-7828, or 444-8537.
